The following Comparison of Benefits Plans charts
are designed to help you choose a hospital-medical plan that
suits
your entire family’s health care needs.
Before selecting
a plan, we urge you to review the comparisons, which are applicable
to your situation. Also review any “Rate
Sheets” which may have been mailed to you with your comparison
chart.
Please be aware that these Comparison of Benefit Plans charts
are provided as convenient summaries of the major provisions
of each hospital-medical benefit plan. Not all the applicable
exclusions and limitations of benefit coverage are included in
the charts and they may also vary slightly from plan to plan.
The charts cannot adequately reflect all of the details of an
applicable plan or address the specifics of an eligible Participant's
or Beneficiary's situation.
The contents
of these comparison charts are not to be construed or accepted
as a substitute
for
the provisions of the applicable Trust Funds benefit plan’s Rules
and Regulations (as amended) or each Health Maintenance
Organization's (HMO) contract with the Trust Funds.
The information in the charts was current as of the date shown
on each chart. This information may be amended, at any time,
by official announcements or change notices from the Board of
Trustees (mailed to eligible participants).
If you have any questions concerning: (1) the applicability
of a benefit plan provision shown in the charts, or (2) your
eligibility to participate in the plans, or (3) your benefits
in general, please contact the Fund
Office. Our staff will be happy to assist you.
Some of the
plan documents may be available for online viewing in the PDF file
format. Adobe's Acrobat Reader® is required.
If you do not
have Adobe’s Acrobat Reader® installed
on your computer, click
here to go to the Adobe website to download and install the
most recent version.
If
you would like the document mailed to you:
- Select the
checkbox next to the document’s name (you can select
as many different documents as you like).
- Once your
selections are made, scroll down this page and comlete your
personal information.
- When ready
to send your request, click the Submit button
to automatically send the Email request to our Customer
Service section.
