This section contains frequently
asked questions, with answers, that are received by the Fund Office
from Cement Masons (their dependents/beneficiaries) or Employers
(of Cement Masons).
Please be
aware that the answers provided in this section are only convenient
summaries
of the major provisions of an applicable
benefit plan or the administration of benefits by the Fund
Office. The answers do not contain all the applicable exclusions
or limitations
of any benefit coverage in question. These general answers
cannot adequately reflect all of the details of an applicable
plan or
address the specifics of an eligible participant's or beneficiary’s
situation.
The
answers provided in this section are not to be construed
or accepted as a substitute for
the provisions of the applicable Trust Funds benefit plan’s “Rules
and Regulations” (as amended) or each Health Maintenance
Organization's (HMO) contract with the Trust Funds. This information
may be amended, at any time, by official announcements or change
notices from the Board of Trustees (mailed to eligible participants).
If you have
any questions concerning: (1) the applicability
of a question or answer to your particular situation, or (2) your
eligibility to participate in the benefit plans, or (3) your
benefits in general, please contact the Fund
Office. Our staff will be happy to assist you.
